Financial Planning



What is Financial Planning?

"Financial Planning" has become an over-generalized term in the financial world.  True financial planning takes the guess work out of managing your finances. With an overwhelming number of options for saving and investing, managing your finances can be difficult unless you find a way to understand the big picture. Creating a financial plan helps you understand the implications of each financial decision you make.


"Although many professionals may call themselves “financial planners,”

CFP® professionals have completed extensive training and experience requirements and are held to rigorous ethical standards.

They understand all the complexities of the changing financial climate and will make recommendations in your best interest.”  

-The CFP Board Consumer Guide to Financial Planning



Our Process

Our planning process can vary, but these are the steps we generally follow:


  1. Initial Contact
  2. 15-20 Minute Phone Call
  3. Initial Meeting
  4. Client Completes Financial Plan Profile and Gathers Documents
  5. We Analyze the Information
  6. We send Follow Up Questions
  7. Plan Presentation and Recommendations


The process often takes at least a month to complete, but it is usually dependent on how quickly you can get the details of your financial picture back to us. We do charge a fee for the financial plans we do. We use the phone call and the initial meeting to see how complicated your picture is and base the price of the plan on that information.





Why Choose a CFP®?

Working with a Certified Financial Planner™ professional is assurance that he or she is a credentialed expert who is to high ethical and professional standards. Many people believe that all financial planners are certified, but this isn’t true.  The certification comes with extensive training in financial planning, estate planning, insurance, investment management, tax planning, employee benefits and retirement planning, as well as in CFP Board’s Standards of Professional Conduct, which are rigorously enforced.  CFP® professionals are required to uphold their certification through continuing education – something to consider with new financial instruments appearing regularly on the consumer market. CFP® certification is one of the most recognized in the industry for personal financial planning.


Learn more about what it means to work with a Certified Financial Planner™


CFP® Website

CFP® Consumer Guide to Financial Planning