1 | Give Yourself Permission to Feel

Money isn’t just numbers in an account—it’s often tied to love, loss and legacy. An inheritance from a parent, spouse or family member can bring up:

Grief – Feeling guilty about receiving money from a loss.
Fear – Worrying about making the “wrong” financial move.
Overwhelm – Not knowing where to start, especially if finances weren’t your role in the family.

Tip: It’s okay not to have all the answers right away. The most important thing is to pause and process before making any big financial decisions.

2 | Take a Breath—Then Take Inventory

Before making any decisions, understand what you’re inheriting. Some women suddenly find themselves with assets they’ve never managed before—stocks, real estate or a business.

Where to start:
● Gather important documents (wills, trusts, account statements).
● Meet with a trusted financial advisor—someone who listens and helps, not overwhelms.

Tip: Think of this as an act of self-care—taking control of your finances is an investment in your future.

3 | It’s Okay to Ask for Help

If you’re feeling out of your depth, you are not alone. Many women hesitate to ask questions because they don’t want to seem uninformed—but here’s the truth:

Even the wealthiest people have advisors.
● Find a financial planner who makes you feel empowered, not judged.
● Have open conversations with trusted friends or mentors who have been in your shoes.

Tip: Confidence isn’t about knowing everything—it’s about having the right team around you.

4 | Honor the Legacy, But Make It Your Own

Many women feel an emotional pull to keep things “as they were”—whether it’s holding onto a family home, keeping certain investments or not making big financial changes.

Ask yourself:
● Am I holding onto this out of obligation or genuine value?
● Would my loved one want me to make choices that fit my life?
● How can I honor their legacy in a way that aligns with my goals?

Tip: It’s okay to sell, reinvest or make changes. Your loved one left you this wealth to create security and freedom—not stress.

5 | Step Into Your Power—Invest with Confidence

Studies show that when women actively invest, they often outperform men due to a long-term, steady approach. But many hesitate, thinking, “I don’t know enough.”

Here’s the truth:
● You don’t have to be an expert to start.
● You can invest in a way that aligns with your values.
● Wealth is a tool for freedom, security and impact.

1. Start by learning the basics (stocks, bonds, real estate, etc.).
2. Diversify—don’t keep too much in cash.
3. Think long-term—this wealth can be a foundation for your future.

Tip: Knowledge builds confidence. The more you engage, the more empowered you’ll feel.

6 | Protect Yourself & Plan for the Future

One of the best ways to turn an inheritance into generational wealth is by protecting it.

● Update your estate plan—so your wealth goes where you want it.
● Review your insurance coverage—protect yourself from unexpected risks.
● Think about philanthropy—many women use wealth to make a lasting impact.

Tip: Estate planning isn’t just for the ultra-rich—it’s about making sure your money works for you and your loved ones.

Final Thoughts: You Are More Capable Than You Think

If you’ve inherited wealth (or may in the future), know this: You don’t need to have all the answers right away. You just need to take the next right step.

Money doesn’t change who you are—it amplifies your ability to create security, freedom and impact. And you deserve to feel confident managing it.