When Should You Hire A Professional CERTIFIED FINANCIAL PLANNER™?

Is there a ‘magic number’ to hit in your bank account or a ‘right age’ to hire a professional CERTIFIED FINANCIAL PLANNER™? Ultimately, you decide. However, everyone can benefit from the expertise of a financial professional throughout their life.

It May Be Time To Hire A Professional When…

Everyone’s journey is different, there are situations where seeking professional guidance instead of going solo makes sense. Let’s explore some scenarios together.

1. When You’re Dreaming Big

Whether you’re aiming for an early retirement or you want a vacation home, a financial planner can help turn those dreams into achievable goals. They will create a unique roadmap that breaks down exactly how to reach your dreams then help you execute the plan.

2. When Investing Feels Overwhelming

Let’s face it: financial planning can be intimidating, and the Internet has lots of conflicting advice. It’s also time-consuming to keep up with changing provisions. A financial planner breaks down complex concepts like investment options and taxes into easy-to-understand terms and guides you through every step.

3. When You Have A Major Milestone

Experiencing a major life event, such as marriage, welcoming a baby, navigating a divorce, or getting ready to retire, has big financial implications. A professional will ensure you’re prepared and that you adjust your financial plan accordingly.

4. When Sticking To The Plan Gets Tough

Lots of people know what to do in theory (save more, spend less), but that can be really hard to do in practice. If following your budget or hitting your short- or long-term financial goals feels impossible, a financial planner can be your accountability partner. They’ll help you set realistic goals and keep you on track.

5. When Debt Weighs You Down

Should you pay off debt now or later? Should you attack your mortgage or your student loans first? Can you afford to add another car payment right now? A financial planner will offer the best strategies for managing debt so you don’t have to do it alone.

exterior shot of Hess Financial in Harrisonburg home of Hess's CERTIFIED FINANCIAL PLANNER™

Hess Financial Creates Personalized Plans Without Asset Minimums.

At Hess Financial, we offer personalized plans that prioritize your goals and evolve with you. We also don’t have asset minimums because we are more interested in working with people who will value our unique approach. Most importantly, we make sure that your needs match the services we provide before we commit to a formal relationship.

Schedule A Free Consultation With A Hess Professional CERTIFIED FINANCIAL PLANNER™ In Harrisonburg.

When you hire Hess, we work for you. If you want to learn more about having a financial partner, schedule a free consultation with a Hess Financial CERTIFIED FINANCIAL PLANNER™ today. Let us show you the way forward together.

Disclaimer: This material has been provided for general informational purposes only and does not constitute either tax or legal advice. Although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a tax preparer, professional tax advisor, or lawyer. 

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.